My experience has been that although I reach orgasm more quickly (and consistently) through masturbation, orgasms from intercourse are much more satisfying. I am sure there are several reasons for this (at least one being that I am monogamous... husband only!), but for me, masturbation is more like a "quicky" and most of the time, intercourse is deeply satisying (I am sure for many of the emotional reasons stated). It is really like two different experiences for me.

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To the reader:

I have been faced with the same question. Due to religous beliefs I am saving myself for marriage, but some times I have urges that I wonder if it would be wrong to fullfill. For the longest time I had decided that, yes it was wrong to masturbate. But now I find that it helps to release. If you are questioning masturbation b/c you want to save yourself, look at it this way: intercourse is a gift to your husband, when you are maturbating you are only giving to yourself not to anyone else.